Skip to main content

Umbrella Coverage Insurance

My customers often ask me to explain umbrella coverage to them. If you have an auto and home policy, umbrella coverage can provide you with extra coverage on top of your existing auto and home policies, in areas where your limits are set. This can help supplement your existing policies to provide additional personal liability protection. If there’s anything you don’t understand about your coverage, I’m here to help.

Comments

Popular posts from this blog

Types of business insurance in Canada

Insurance needs vary greatly and it is best to get advice from an insurance broker or agent who is familiar with your specific type of business. Below are different types of insurance that may apply to your business. Insurance for owners, partners and key employees The loss of a key person can devastate your business and your livelihood. These types of insurance can help protect your business and your family from potential risks: Life insurance — Protects your family in the event that something happens to you. This is especially important in the case of a sole proprietorship, because the owner is personally liable for all the debts of the business. Disability insurance — Will provide you with income for a specified period of time, if you are unable to work due to an injury or illness. Partnership insurance or buy-sell insurance — If your business partner passes away, partnership insurance will allow you to purchase the shares and continue running the business. Critical ill...

Affordable Recreational Vehicle Insurance For Canadians

The purpose of recreational vehicle insurance is to protect you and your travel family from financial and other losses that may result in the event of an accident or other unforeseen event. A recreational vehicle is purchased to promote leisure time and activities. There are many different types of recreational vehicles such as : fifth wheel travel trailer, truck camper, camper trailer, camper van, Caravan, hard shell trailer recreational trailer, hybrid recreational trailer, tent trailer, mobile home or motor home. Regardless of type or style of recreational vehicle they all require some form of insurance. Recreational vehicle use has changed and evolved since their introduction. Originally recreational vehicles were used to travel all over the country, currently many people have found a permanently parked recreational vehicle is a cost efficient recreational property.  Unless your R.V. parked permanently in your backyard, it should have some form of recreational vehicle insurance...

Media, Arts and Entertainment Insurance Canada

 In the movie Mean Girls Regina George’s hair was probably not insured for 10k but there are many examples of media, arts and entertainment insurance.  Karen Kain, Canada’s most famous ballerina, insured her ankles.  Jennifer Lopez’s posterior is insured $27 million for posterity. Cristiano Ronaldo insured his legs for $144 million.  Keith Richards’s hands are insured at $2 million. Tina Turner famously insured her legs for $3 million.  Beyond performers every film set, every gallery, every stadium, every event requires insurance. Here is a brief list:   Movies and Television Reality TV Drama and Performing Sports and Stadium Events Conventions Digital media Symphony Ballet Indoor and Outdoor Festivals Fairs Insurance protects everyone from performers to vendors, to caterers to venue owners to producers. It is important to have an insurance brokerage with the experience and geographic knowledge to protect your interests. Different l...